Enhanced Banking

Enhanced Integrated Banking

Experience the benefits of advanced integration without leaving your current financial institution. By enrolling in a complimentary checking account, you can access cash back rewards on all accounts receivable (AR), accounts payable (AP), transactions, and monthly balances. Competing banks and financial institutions are incentivized to offer you instant approvals for loans, investments, and a variety of other services. Personalize your banking experience with unlimited virtual and physical debit or credit cards, each customizable with unique parameters tailored to your needs.

· Save up to 4% at restaurants

· Save up to 4% at hotels

· Earn 1% back on fuel purchases

· Receive a $200 annual transportation credit

· Enjoy a $200 annual cell phone statement credit

Integrated banking is more than just a digital banking system—it provides advanced, comprehensive solutions that adapt to the evolving needs of businesses. Enjoy a broad range of services with exceptional rates and rewards, all accessible 24/7. Solutions are tailored to fit your unique requirements, ensuring you are always supported.

· Bank smarter and grow faster with seamless integration across multiple financial institutions

· Access unified services, including banking, payment processing, invoicing, and funding

· Benefit from FDIC-insured security for peace of mind

· Support for multiple currencies and languages

· Earn cashback rewards and use customizable debit cards

· No hidden fees

· Instant fund transfers

· Cash back rewards on every transaction

· Flexible financing options to fit your business needs

· A comprehensive suite of integrated services

· Real-time insights and automation for efficient financial management

· Informed decision-making tools to keep you competitive

· Business, individual, and joint accounts

· Options for cards, money movement, cash advances, and ATM access

· Checking, savings, and dedicated tax accounts

· Unlimited accounts, each with a unique number and separate management

· Flexible interest rates, with higher rates for VIP customers

· Tax-advantaged spending through HSA, FSA, and HRA debit cards

· Dedicated accounts for automated tax management

· Charge Cards: Cards with a set credit limit, requiring repayment in full each month. Issued by Mastercard with worldwide acceptance.

· Debit Cards: Issued by Mastercard and accepted globally.

· Physical Cards: Order on-demand or design your own cards, with direct shipping to customers.

· Virtual Cards: Instantly generate unique cards for immediate use.

· ACH payments for transferring funds between internal and external accounts

· Direct deposit for automatic paycheck deposits

· ATM deposit options for added convenience

Integrated banking is designed to grow alongside your business. Streamline your financial management processes and enhance customer experience with secure, adaptable, and comprehensive banking solutions.